Once we have identified the specific goals you want to achieve with your wealth, the next step is to build a sound, proactive investment strategy to help make those goals a reality. With a deep understanding of what’s important to you and a full range of investment options available, The Ladd Bales Group can design a tailored investment portfolio that incorporates your values, time horizon and tolerance for risk. And you'll have peace of mind knowing that as your life and the market evolve over time, so will your portfolio.

Backed by Baird’s experts in equity and fixed income research, portfolio construction, asset manager research and more, The Ladd Bales Group will set up, implement, and monitor a portfolio strategy designed to keep you on track toward your goals. With guidance and insight, you would be able to stay as hands-on – or hands-off – as you like, giving you complete confidence that you’re on the path to a more secure future.

With access to advanced tools and in-house experts, The Ladd Bales Group can help you customize a financial plan based on your needs and goals. Our goal is to help grow and preserve the investments funding your plan and offer lasting financial security.

Estate planning is more than completing a living will and filing documents with your attorney. It’s ensuring that the legacy you’ve created helps the people and organizations closest to you reach their dreams even after you’re gone.

A thoughtful estate plan lets you pass on your assets the way you want, maximizing the financial benefit to your heirs and providing comfort during a difficult time in their lives. And The Ladd Bales Group has the expertise to make sure your estate plan is working in sync with your larger wealth management plans by helping you:

• Give directly to people and causes that mean the most to you
• Designate someone to make decisions on your behalf in the event you can’t do so yourself
• Maximize your gifts’ benefit and tax efficiency
• Establish trusts without sacrificing flexibility if your circumstances change
• Set up charitable and family foundations
• Ensure that as your life changes, your estate plan stays up-to-date

With more students graduating from college with thousands of dollars in student loan debt, funding an education can be one of the most impactful investments you can make. No matter how much time you have before the first tuition payment is due, we can help you plan for funding education in a way that makes the most sense for you and your family.

Your wealth management plans should determine what insurance coverage is right for you. Our goal is to align your coverage with your current situation and your plans for the future – so you can rest assured the people and things you care about most are protected.

Making the most out of your money starts with recognizing all the ways taxes can impact your financial future. Whether you’re focused on your own retirement, a loved one’s education, or the best way to pass on your wealth to your heirs, any sound, forward-looking plan to maximize your wealth needs to take into account taxes' bite.

Just as the rise and fall of interest rates can ripple throughout your investment and wealth management plans, so too can changes in tax policy. We are trained and experienced in crafting wealth management strategies that plan for its impact, keeping you on track with your broader vision.

You work hard throughout your career so you can enjoy the next chapter in your life. We have the investment and planning expertise to help you plan for and live out the retirement you’ve imagined – leaving you free to focus on and enjoy more important things. The Ladd Bales Group can help make your golden years your best years.

Nowadays, supporting your favorite charities can be as easy as sending a text. But supporting your favorite charities thoughtfully, in a way that maximizes your gift’s impact, takes advantage of tax benefits and complements your broader wealth management plans? That takes a deep understanding, both of current tax regulations and your vision for your future.

The best charitable gifts do the most good for the most people, including yourself and your family. By working with us, you can make sure you’re benefitting from the most current giving strategies and guidance to help you:

• Give to the causes that mean the most to you
• Maximize any tax benefits from your gift
• Donate non-cash assets, including stock or real estate
• Set up trusts, foundations and more
• Create a legacy through planned giving

For many investors, an unexpected need for cash would necessitate selling stock – which could result in the possibility of selling in a down market. It could also incur opportunity costs, withdrawing funds that could otherwise be used for a college education, retirement or simply wealth accumulation. Baird’s liquidity services could give qualified investors much-needed financial flexibility, letting them access cash or credit without having to make changes to their portfolio.

The Ladd Bales Group can help you explore how Liquidity Solutions can give you more choices in your own life and help make sure your money is working for you.

Baird has an Alternative Investments platform that provides access to traditional markets (i.e. stocks and bonds) through non-conventional vehicles or access to non-traditional markets. Many of these strategies exhibit low correlation to the stock and/or bond markets meaning returns may be independent from other parts of a portfolio. This type of performance can enhance diversification, and therefore reduce overall portfolio risk.

At Baird, we have a team of experts, called Business Owner Solutions, to support our business owner clients. In partnership with them, we can offer a basic assessment of transition and business valuation factors that provide our clients with a clearer understanding of their personal financial statements and various exit options for the business. We can also help integrate our clients’ business plans with their personal wealth management plans.

Identity theft can happen to anyone, anywhere, at any time. Criminals don’t discriminate against their victims on the basis of age, education, wealth level, location, or anything else. Baird’s identity protection should be an important part of everyone’s financial plan. It’s another way we can help protect what you have worked so hard to build.